-APPROVAL IN 72 HOURS

-ALL INDUSTRIES ACCEPTED

1.800.393.3230

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Latest Updates

  • Merchants are now able to accept payments from nearly every country worldwide including the; US, Canada and UK.

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  • Resellers interested in offering ACH processing services are encouraged to fill out our agent form. One of our agent representatives will be in touch with you within one business day.

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  • Sign up now and start accepting ACH echeck payments in less than 3 days from nearly any checking account. Every industry is accepted!

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  • Are you tired of chargebacks from buyer's remorse? Check 21 and ACH processing is harder for customers to dispute after their account has been debited.

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  • Recurring billing and large ticket merchants will always find a benefit in using ACH processing over card processing.

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  • Our customized payment solutions allow merchants to accept credit cards, debit cards and ach payments by just applying with one application. Check 21/ACH is usually approved before credit cards.

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Overview

  • Check 21 and ACH payment processing are the fastest growing forms of payment today! Merchants are realizing the benefits associated with echeck payments; lower costs, more account stability and a reduction in transaction disputes. High Risk Ach is a leader in the ACH processing industry.
  • The ACH payment industry has seen double digit transaction increases in each of the last three years. The benefits are overwhelming for merchants to start offering this payment method in addition to their current payment options.
  • Key benefits associated with our ACH/ check 21 accounts include low costs. ACH processing rates are usually 40-60% less than regular card processing costs with more favorable terms to the merchant.
  • Other advantages of ACH/e check include the stability of the account. High risk merchants know how unstable merchant accounts can be. ACH accounts are given a 20% window for chargebacks, disputes and NSF transactions. Credit/debit card processing accounts require that transactions dispute stay under 2-3%. ACH accounts are never closed unless there is fraud associated with the account.
  • One of the most significant rewards that merchants experience with ACH is the increased protection associated with the chargeback process. For customers to dispute the merchant's charge they must go into their bank and sign. The time frame is also much shorter than regular credit card chargebacks. This will virtually eliminate all frivolous chargebacks.

Accepted Industries

  • Online Dating
  • Terminated Merchants
  • Web Hosting
  • Timeshare / Time Share
  • Infomercial
  • Downloadable Software
  • Outbound Telemarketing
  • Inbound Telemarketing
  • Tours
  • Travel
  • Tour Guides
  • International Merchants
  • Negative Option
  • Recurring Billing
  • Membership
  • Continuity
  • Pharmacy / Pharma
  • High Volume
  • Affiliate
  • Credit Repair
  • Debt Consolidation
  • Loan Modification
  • Financial
  • Adult
  • Bad Credit
  • Gambling
  • Escort / Companion Services
  • High Chargeback
  • Ticket Brokers
  • Recurring Billing
  • Free Trial / Trial Offers
  • Nutraceuticals
  • Bill Collections / Collection Agencies
  • Medical Discount Cards
  • ID Theft
  • MLM
  • Payday Loans
  • Cruise Lines
  • Auto Warranties
  • Call Centers
  • Ecigarettes / Ecigs
  • Replica
  • Sports Forecasting / Odds Making
  • Medical Marijuana 
  • Canada ACH Processing /Canada Echeck 

Contact Our Office

Do you have any questions about the services provided by High Risk Ach? Give us a call or send an email and one of our account executives will be able to assist you.

Agents and Resellers

Merchant account agents looking to partner with a reliable ACH processor and/or high risk credit and debit card processor, can apply to work with High Risk Ach.